Debt Negotiation & Settlement

We will tailor a debt reduction program that fits your individual needs. With debt negotiation, the process continues until a legally binding and favorable settlement agreement has been reached. In addition to providing an alternative to bankruptcy, we help rebuild your credit and give you the tools necessary to be more fiscally responsible in the future, so you can create new wealth.

Bankruptcy

Filing for bankruptcy involves a credit briefing, completing a qualifying means test, to determine your ability to pay, and petitioning the courts. Bankruptcy may or may not be an option depending on the means test, which analyzes factors such as income, expenses, assets and liabilities. While individuals can opt to file bankruptcy on their own, an attorney who specializes in bankruptcy filing can help you protect and preserve important assets during the process. See if bankruptcy is right for you, or should you look to alternative solutions.

Foreclosure Defense

We will conduct a comprehensive Mortgage Audit and Mortgage Review to identify if there are any non-compliance issues including, but not limited to, missing documents and forged or illegally signed documents. We will also check if there are any other means to defend your home and assist you in choosing the best route to take moving forward.

Student Loan Relief & Forgiveness

If you’re struggling with excessive debt and the escalating interest rates of continuing education, we can help. We offer a range of options that will reduce your student loan debt and make it more affordable. Our caring and knowledgeable advisors will work with you in determining the best solution for your specific circumstance. There are great programs available for all types of student loan borrowers. We can help you to find out your status and help you navigate all the changes in student loan programs and policies.

Fraud/Scams

If you have fallen victim to any type of scam, whether it be elder fraud, identity theft, ect., we can help clear your name, identify future scams and get you back on track.

Business Management Consulting

TDL Consultants can assist in many of the needs your business might have. We work closely with business owners and managers to help identify, address, and overcome obstacles to achieving a company’s goals.

Small Business Administration 8(a) Business Development

The SBA’s 8(a) program was created to “provide a level playing field for small businesses owned by socially and economically disadvantaged” people. According to the program’s guidelines, any business that is 51% or more Minority-owned has the potential to compete for lucrative set-aside government contracts, receive help at navigating federal contracts and get training. To take part in the program, businesses must first get certified by the SBA.

Venture Capital Consulting (Both Debt And Equity)

Venture capital is a type of financing and a form of private equity that investors provide to startup companies and small businesses that are believed to have long-term growth potential. We will help match your company with strategic venture capital investors, as well as strategic partners that will generate revenue for your company.

Business Turnarounds

If you find your business needing assistance with crisis management and cash flow challenges, TDL Consultants will prioritize your cash flow management, work with your lenders, and do what is needed to get your business back on track and ready for new growth.

Asset Based Lenders (On Real Estate, A/R, Inventory, Equipment)

TDL Consultants can help leverage a variety of company assets—accounts receivable, inventory, fixed assets (including machinery & equipment), commercial real estate, and more to secure financing solutions, including revolving lines of credit, letters of credit, and term loans. We use our in-depth understanding of collateral and cash flow cycles to build customized solutions for companies experiencing high leverage, potential acquisitions, growth through new products or market expansion, recapitalizations, or turnarounds.

SBA Lenders (7(a), 504 & CDC)

The Small Business Administration (SBA) offers a variety of loans to finance your business. TDL Consultants can help you and your business find and apply for a 7(a) or 504 loan to promote business growth and job creation. If your business is not already certified by Certified Development Companies (CDCs), we can help you apply so that you can be eligible for a 504 loan.

Commercial Real Estate Loans (All Areas Covered, Rehab, Bridge, Apartments, Retail)

If your business is an income-producing property that is purchased or developed primarily in order to earn income by renting or leasing it out to others, TDL Consultants can assist with finding the appropriate financing for the acquisition, development, and construction of these properties.

Hard Money Loans

A hard money loan is a form of asset-based financing where the funds of the borrower will be secured from the value of a property’s equity. If you need to borrow funds over a short-term but need cash quickly, we will help you find the very best rates in which you qualify for, and ultimately save you money in the long run.

Asset Liquidation And Disposition

Asset disposition describes any direct or indirect sale, lease, transfer, issuance or other disposition of the physical assets a company has. This can range from products to even assets such as stocks and bonds. TDL Consultants can help companies liquidate their assets to transform them from products/services into cash or cash equivalents.

Loans And Grants For Start-Ups

Small-business grants provide free money for startups and existing businesses. There are many grant programs available to small businesses, depending on a variety of qualifying factors. It takes time and effort to research and apply for funding on your own, but TDL Consultants can help your business secure grants and low-interest loans that you may qualify for.

Disaster Loans

If your business has sustained physical damage and is located in a declared disaster area, TDL Consultants can help you search for funding to help cover the costs of repairs and replacement of physical assets damaged in a declared disaster. Businesses of any size and most private nonprofit organizations may qualify for a loan to recover after a disaster.

Short-Term Lines Of Credit

A short-term line of credit is a business line of credit with a loan term between six months and one year. TDL Consultants can assist you with determining if your business qualifies for a short-term line of credit and can help you apply for the best loan option for you with the appropriate lender.

Certification For Women, Minority & Veteran Loans & Grants

TDL Consultants are dedicated to supporting women and minorities in the development and growth of their small businesses. Suppose you are a woman or a minority business owner. In that case, we will connect with you to help you find funding opportunities and gain access to capital to level the playing field in the business world.

Packaging For SBA Loans & Grants

Our specialized team at TDL Consultants will review your business plan and help you determine the amount of financing your projections will likely support, identify potential sources of financing, and help you prepare a loan package.

Business Plans & Grant Writing

TDL Consultants will take the time to understand the purpose and services of your business in order to enhance your strategic plan while producing a grant proposal to maximize the probability of receiving financial assistance. Whether you need to prepare a grant proposal that will deliver results or want to improve your business plan, contact TDL Consultants to learn more!

Other Bureaucratic Issues

We’re confident our skills will help you through any unjust or unfair circumstance anyone dares to put you through, this includes insurance matters, government matters, and workman’s comp. & so forth.

If a service you need is not listed above, please feel free to contact us at one of our offices, via e-mail, or through our contact form so that we can come up with a solution that is right for you!

If a service you need is not listed above, please feel free to contact us at one of our offices, via e-mail, or through our contact form so that we can come up with a solution that is right for you!